Updates #2

  1. BBB report
  2. World-Herald News Service article
  3. The Columbian news article

They seem to still be actively harassing and trying to scam people even today 3-4 years later.

  1. Nancy Morris
    June 1, 2016 at 1:36 am

    How come with all these complaints nothing is being done. I get threatening emails just about the time I get my SS check or my pension check. I have asked this Fast Cash if they were associated with ACS and they will not reply. I also aske when this transaction was to have taken place and they won’t tell me theat either. This is nerve wracking when you live on SS/pension. I’ve had ACS send me arrest warrants by email. Is this legal?

    • June 1, 2016 at 2:11 am

      1. Arrest warrents are never emailed.
      2. This is a scam they will say ANYTHING to scare you and get you to give them money.
      3. Do not believe a word they say.
      4. As soon as you ask for documentation they get abusive – this is a sign of the scam.
      5. Your rights are well documented. Answer the phone and say this is being recorded at the advice of your lawyer. They will hang up.
      6. The Fair Debt Collection Practices Act (FDCPA) is the main federal law that governs debt collection practices. The FDCPA prohibits debt collection companies from using abusive, unfair or deceptive practices to collect past due debts from you.

      Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

      If you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:

      Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact.

      If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.


  1. No trackbacks yet.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

%d bloggers like this: